How Investors benefit from DSCR Loans
We’re in the middle of a rental boom. Fortune.com indicated in December of 2021 that rent prices jumped an average of 11.6% on one-bedroom units this year, and two-bedroom units jumped by 13.6% So naturally, this rise in rental fees suggests investors will grow their portfolios with new rental properties. However, real estate investors have […]
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Entrepreneurship and Non-Qm Loans
For many, entrepreneurship lies at the heart of the American dream. Over the decades, they have dreamed of owning their own business, being their own boss, and enjoying the fruits of their labor. The U.S. Bureau of Labor Statistics reports that 4 million Americans abandoned their corporate desks in the last two years to work […]
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Low Rates Non-QM Loans
In March 2020, the US was crippled with a slowing economy caused by a virus unknown to Americans or the rest of the world at that time. Jerome Powel, Chair of the Federal Reserve, used Quantitative Easing as a tool to inject money into the economy in order to stimulate consumer spending. Injecting money into […]
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How young professionals are becoming homeowners with Non-QM loans.
How young professionals are stepping into homeownership despite having student loans A recent trend shows that young professionals from ages 25 to 35 are delaying homeownership. Why? The most common answer is increasing student loan debt. This debt often excludes young professionals from homeownership due to conventional underwriting guidelines that impose debt-to-income restrictions they cannot […]
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Turn a No Into a Yes With Non-QM
Regulatory changes have caused agencies to be choosier about the loans they fund. As a result, more borrowers may hear "no" than a "yes". We can accommodate a variety of different borrowers- the self-employed, those who cannot qualify using tax returns, asset rich and cash poor, and real estate investors. HomeXpress can turn that "no" [...]
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Staff Profile: Tyler Dorfner, Vendor Management Administrator
Meet Tyler Dorfner, Vendor Management Administrator. A new face to HomeXpress Mortgage, Tyler has quickly established himself as a rising star. A graduate in Finance and Risk Management, Tyler started his career in the mortgage industry as an Underwriter. As his passion for mortgage grew, he wanted to dive deeper into the industry. At HomeXpress, […]
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Increase Your Pipeline with Non-QM Business Purpose Loan Options!
As market supply shrinks and rates become more favorable, many mortgage brokers are starting to feel the pinch. It’s a competitive market. Some brokers are finding they’ve got fewer potential deals in their pipeline. A great way to attract more borrowers is by offering Non-QM business purpose loan options. If you haven’t yet funded a […]
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HomeXpress Moves into the Mortgage Lending “Xpress Lane” with New Website!
Santa Ana, CA- Leading mortgage lender, HomeXpress Mortgage, is proud to announce the launch of its newly redesigned website at https://homexmortgage.com The new site features sleek and modern visuals coupled with an enhanced user experience (UX) design. These new design elements are critical to helping mortgage brokers find the information they need to make informed […]
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Staff Profile: Ed Gallagher, VP of Operations
Meet Ed Gallagher, Vice President of Operations. A graduate of the University of Southeastern Louisiana, Ed originally intended to begin his career in consumer finance. However, luck brought him into the mortgage industry. With over two decades of experience, Ed builds relationships with customers that keep them coming back. With experience that spans many industry […]
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HomeXpress Mortgage Changes the Future of Non-QM Loan Solutions!
HomeXpress Mortgage has done it again! New program changes are here to help more brokers close more deals by offering incredibly flexible Non-QM loan solutions to their borrowers. Give us a call at (855) 598-1430 or fill out our loan scenario to get started. The Future of Non-QM Loan Solutions For years, the team at HomeXpress Mortgage has offered [...]
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