HomeXpress Mortgage is a fast-growing industry leader in Non-QM and Prime mortgage lending. Our team includes dedicated, talented, and knowledgeable experts in a variety of departments, from account management to underwriting, compliance and technology support. Together, we help more borrowers achieve the goal of home ownership. With fulfillment locations on both coasts, the HomeXpress team is uniquely positioned to respond to Broker partners with speed, ease, and convenience. Our experts pride themselves on superior service, competence and accountability. Learn more about the faces of HomeXpress Mortgage below. We’re more than just a voice on the phone. We’re your business partner helping clients realize their dreams.
As President and CEO of HomeXpress Mortgage, Kyle Walker is responsible for implementing the Company’s mission through effective leadership, vision and management. His previous roles include six years as Manager for Home America, where he developed a business strategy of creating investment funds which purchased REO’s nationally. Previously, Mr. Walker served as the President and Chief Executive Officer for Fremont Investment & Loan, a $14B California chartered industrial bank that engaged in the origination and sale of wholesale sub-prime residential mortgages, commercial real estate lending and retail banking.In this position, he oversaw 3,300 employees and directed a national residential real estate lending platform with five regional locations, resulting in over $30B in annual production and a $28B servicing portfolio. During his fourteen-year tenure at Fremont, Mr. Walker also held the titles of Chief Operating Officer and Executive Vice President of Residential Real Estate Lending. He started his career with Associates Corp and over a ten year period held numerous management level positions. Mr. Walker earned a Business Administration degree from Washington State University at Pullman.
Bob Clafford currently serves as head of Operations for HomeXpress Mortgage Corp, where he is responsible for underwriting and all operational units, risk management and the maintenance of profitable long term relationships. Before joining HomeXpress, Mr. Clafford spearheaded production teams in Southern California for Mountain West Financial and PMAC. He also served as Senior Vice President for the Residential Real Estate Division of Fremont Investment & Loan, overseeing nationwide production teams of 1500 in Sales & Operations and Marketing while generating in excess of $3 billion of loan volume per month. Prior to this, Mr. Clafford was Regional Vice President with Associates Financial Services, where he directed staff members at 12 US locations, driving record profits. Earlier in his career, Mr. Clafford also ranked among the nation’s top Branch Managers at BNY Mellon. Bob majored in Business at The College of DuPage and has completed elite training programs in senior level financial services management.
Drawing on his executive management experience with both Fortune 500 companies and smaller private institutions, Mike Koch serves as SVP, Capital Markets for HomeXpress Mortgage Corp. In his current role, Mr. Koch is responsible for analyzing and interpreting company data in order to implement change and drive performance. He conducts financial modeling, forecasting, asset-liability, and liquidity management. In addition, he is responsible for maintaining and establishing new relationships with banks, broker/dealers, and lending partners. In his previous positions as Chief Financial Officer for Evangelical Christian Credit Union (ECCU) and as Senior Vice President of Capital Markets for Fremont Investment & Loan, Mr.Koch was responsible for monitoring financial performance and oversight of various departments. He served on the Supervisory Committee and Board of Directors of Eagle Community Credit Union for over a decade and as Chairman of the Board for three years. Mike holds a graduate degree in Economics from The University of Southern California.
Our business is built upon responsible lending. If you have been in the business for at least two years as an licensed broker and would like to provide your customers with Non-Qm or bank statement only loans, apply to become a HomeXpress Mortgage approved broker today.Apply Today