How young professionals are becoming homeowners with Non-QM loans.

December 30, 2021
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How young professionals are stepping into homeownership despite having student loans A recent trend shows that young professionals from ages 25 to 35 are delaying homeownership. Why? The most common answer is increasing student loan debt. This debt often excludes young professionals from homeownership due to conventional underwriting guidelines that impose debt-to-income restrictions they cannot […]

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Why Lenders Want To See Your Bank Statements

December 17, 2018
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Do you manage your money responsibly? If you know the financial weaknesses that are deal breakers for lenders, you can strengthen your chances of being given a loan. Mortgage lenders are trained to spot financial mismanagement, and they carefully review your application to decide whether to approve or deny you a home loan—your transaction history […]

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