HomeXpress Mortgage is an industry-leading lender delivering a variety of solutions for borrowers, ranging from Non-QM loans to Prime loans. Our successful growth is a result of our commitment to delivering these tailored solutions to our broker partners with Speed, Ease, and Convenience. Read more about these programs below and contact us to get the process started here.Asset Assistance, 3-month Bank Statements, Profit and Loss Only, and Financed Points programs are also available for the solutions below.
Our PrimeX program is appropriate for borrowers who nearly qualified for a traditional home loan. This is one of our most popular Non-QM loans. We offer some of the lowest rates on this program, with loan amounts up to $3,000,000. Requiring a minimum FICO score of 660 and including more flexible forbearance guidelines, your Borrowers can qualify with full documentation or alternative documents such as bank statements. View our PrimeX Rate Sheet for rate information and additional requirements and limitations.View Rate Sheet
CoreX is our basic Non-QM loan solution. This program provides Non-QM loans to borrowers who may be facing additional challenges in securing a home loan. A minimum FICO credit score of 620 is required with more flexible forbearance guidelines. Borrowers may qualify for this program with full or alternative documentation. Available for both owner occupied and non-owner occupied properties. Financed discount points, cash out, and profit and loss only are also available for these preferred Non-QM loans. Read more about program requirements and find current rates on our CoreX Rate Sheet.View Rate Sheet